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About Marysia McDowall, RE/MAX In The Hills:

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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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Marysia McDowall, RE/MAX In The Hills, REALTOR®, real estate agent and broker for Spearfish, Lead, Black Hills and Deadwood, South Dakota home listings, property and land for sale - NUMBER1EXPERT(tm)

Marysia McDowall
RE/MAX In The Hills

1145 N. Main Street
Spearfish, SD. 57783
Phone: 605-641-2500
Toll Free: 877-642-2500
Fax: 605-642-2555
Email: marysiamcdowall@rushmore.com

At RE/MAX In The Hills, we are a team-oriented company committed to providing quality service and professional, ethical guidance to those wishing to buy or sell real estate. Marysia McDowall, Broker/Owner, has been in the real estate business in Spearfish, South Dakota for over 30 years. Marysia opened RE/MAX In The Hills in 1998 with her daughter, Olen'ka, who assists in all aspects of the company. In 2001 her husband, David McDowall, also Broker/Owner, joined the team. David manages the independent sales team. Marysia continues to strive for excellence by attending classes and honing her skills to maximize her abilities to serve each buyer and seller. She has completed her ABR, CRS, GRI, and CCIM. Marysia has long-time clients that continue to return to her as their real estate needs change. She is diligent about satisfying each buyer and seller. Here is what David and Marysia have to say about their company: "We have established detailed systems to strictly monitor all aspects of each transaction to ensure that our clients' expectations are not only met, but also exceeded. We are ready to go to work for you today!

ABR CRS Equal Housing GRI MLS REALTOR


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